Universal Credit childcare
Help with childcare costs through Universal Credit: up to 85% of what you pay, up to a monthly limit
By The Toddly editorial team · Last updated 11 November 2026
If you claim Universal Credit and you (and your partner) are working or starting a job within a month, you can claim back up to 85% of registered childcare costs. The limits are £1,071.09 a month for one child and £1,836.16 a month for two or more. You normally pay the provider and report the cost with proof, and the money is added to your next payment; help with up-front costs may be available when starting work. You cannot get Tax-Free Childcare at the same time. See our Universal Credit guide.