# Paying for nursery

Funded hours, Tax-Free Childcare, Universal Credit and the extras nurseries charge.

Page: https://toddly.co.uk/guides/paying

- [30 funded hours from 9 months](https://toddly.co.uk/guides/30-hours-from-9-months.md): How Free Childcare for Working Parents works in England in 2026–27: who qualifies, the income rules, when the hours start and how to apply.
- [15 funded hours for 2-year-olds](https://toddly.co.uk/guides/15-hours-for-2-year-olds.md): Which 2-year-olds can get 15 funded hours a week in England through Early Learning for 2 year olds, how it differs from the working-parent hours, and how to apply.
- [Tax-Free Childcare explained](https://toddly.co.uk/guides/tax-free-childcare.md): How Tax-Free Childcare works for nursery fees in 2026–27, how much the government adds, who qualifies and how it fits with funded hours and Universal Credit.
- [Universal Credit childcare costs](https://toddly.co.uk/guides/universal-credit-childcare.md): How Universal Credit helps with nursery costs in England: up to 85% back, the monthly limits, who can claim, and how it compares with Tax-Free Childcare.
- [Nursery extras and consumables charges](https://toddly.co.uk/guides/extras-and-consumables-charges.md): What nurseries in England can and cannot charge on funded hours, the common extras, how to compare them and what to do if a charge seems unfair.
- [Nursery deposits and registration fees](https://toddly.co.uk/guides/nursery-deposits-and-registration-fees.md): What nursery registration fees and deposits are, what is normal, when you get your money back and what to check in the contract before paying.
- [What "funded" hours really cover](https://toddly.co.uk/guides/what-funded-hours-really-cover.md): What the 15 and 30 funded hours cover in practice, why your nursery bill may not be zero, and how to work out what you will actually pay.

## Other guides

- [Choosing a nursery](https://toddly.co.uk/guides/choosing.md): How to compare nurseries, what to ask on a visit and how to read Ofsted's report cards.
- [Types of nursery](https://toddly.co.uk/guides/types.md): Montessori, forest school, Reggio, Steiner, bilingual, term-time and more, explained plainly.
- [Nursery by age](https://toddly.co.uk/guides/ages.md): What to expect from 9 months to the move into reception.